Buying your first home is a big and exciting step. It’s like getting a cosy place to call your own. But it can also feel a bit confusing. That’s where Oakmire Mortgages comes in! We are basically like helpful guides who make this entire journey easy and simple.
Step 1: Dream Big and PlanFirst, think about what kind of home you want. Do you need (detached, semidetached, terraced, or flat etc.) number of bedrooms, bathroom etc? A big garden or a conservatory at the back? Plan your budget too. How much deposit do you need?
Step 2: Meet with Oakmire Mortgages Talk to the friendly people at Oakmire Mortgages. We will listen to your dreams and help you understand how much money you can borrow according to your circumstances.
Step 3: Choose the Right Mortgage lender/product We have access to a range of lenders, Oakmire Mortgages will show you different deals available to you according to your circumstances and preferences. We will get you an agreement in principle (AIP) from a lender. This is the first step on the home buying journey. Step 4: Find Your Dream Hometown it’s time to search for your dream home! Look online, visit different homes, and find the one that makes your heart happy.
Step 5: Make an Offer When you find the perfect home, you will negotiate the price and get your offer accepted through your solicitors. This is like saying, “I want to buy this house! “
Step 6: Get Approved Once the seller agrees, Oakmire Mortgages will help you to get a mortgage offer from the lender. This means the bank says, “Yes, you can borrow money to buy this home! “
Step 7: Closing the Deal Almost there! At the closing, your solicitors will complete the searches/conveyancing process making sure the house can be legally yours and there are no issues with the title to save you any hassle in future.
Step 8: Celebrate and Move InYay! You did it! You bought your first home with the help of Oakmire Mortgages. Now you can celebrate and move into your cosy new place. Buying your first home may seem like a puzzle, but with Oakmire Mortgages by your side, it’s like putting the pieces together with ease. We make sure you understand everything and help you every step of the way. So, get ready to open the door to your new home sweet home!
Please note Oakmire Mortgages are brokers (advise and arrange a mortgage for you) and not a lender or a bank.